2025 Summer Housing Forecast: Insights from a Top San Diego Realtor
If you’re trying to figure out where the San Diego housing market is headed this summer, you’re not alone. I’ve sifted through the latest data so you can act with confidence. Below are the highlights I shared in the video above—written from my perspective as someone who lives and breathes San Diego real estate every day.
San Diego Market Overview
Our market has entered a cooling phase. Appreciation is still slightly positive—about 1.7 percent—but momentum is slowing. High prices and rising insurance costs (wildfire risk is a big factor) are making things tougher for both buyers and sellers.
Inventory Rising, Buyer Demand Slowing
Since January, inventory has climbed steadily while sales activity has dipped. Homes are taking longer to sell, and sellers must compete harder for attention.
Mortgage Rates Are the Bottleneck
Many homeowners are locked into ultra‑low mortgage rates and don’t want to trade up to a 6–7 % loan. Buyers, meanwhile, are hesitant to purchase at today’s prices and rates. I expect this standstill to break the moment rates fall—even a little—triggering a burst of pent‑up demand.
Should You Buy a Home in San Diego Right Now?
Yes—if your life situation calls for it. Think long term: if you’ll stay put for two to three years or more, now can be a great time to buy. Fewer active buyers means more room to negotiate, and our team can leverage 2‑1 buydowns, $7 000 buyer grants (in select ZIP codes), and seller‑paid closing costs to reduce your upfront burden.
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Thinking of Selling Your Home?
Selling only makes sense if it aligns with your personal or financial goals. Today’s buyers are cautious, and overpriced homes sit. Price it right from day one and consider incentives—my “Sell Like a Builder” program (rate buydowns + premium marketing) consistently helps listings shine against new‑build competition.
Need help selling? Start here →
Ready to Make Your Move?
Whether you’re upsizing, relocating, or buying your first home, my team and I are here to guide you through San Diego’s shifting market with strategy and confidence.
Contact the Gluch Group San Diego
👉 Get a personalized market analysis, explore off‑market listings, or learn about our buyer‑advantage programs designed for today’s San Diego market.
